LoanUnited.com in Ohio vs the state
10.2%Denial rate-7.53 pts vs state
23.5%Decision denial rate+1.59 pts vs state
33.1%Origination rate-26.79 pts vs state
6.13%Median rate-0.75 pts vs state
0.15Rate spread (pts)-0.24 pts vs state
$86kMedian applicant income
101Loans originated
31Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 5 | 3.9% | 6.63% | #395 |
| 2024 | 92 | 38 | 2.2% | 5.93% | #316 |
| 2025 | 305 | 101 | 10.2% | 6.13% | #190 |
What LoanUnited.com lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 34 | 12 | 4 | 11.8% |
| Franklin County | 21 | 6 | 3 | 14.3% |
| Hamilton County | 20 | 8 | 3 | 15.0% |
| Summit County | 19 | 6 | 3 | 15.8% |
| Lorain County | 16 | 4 | 0 | 0.0% |
| Montgomery County | 11 | 4 | 1 | 9.1% |
| Butler County | 11 | 3 | 0 | 0.0% |
| Stark County | 10 | 3 | 1 | 10.0% |
| Lake County | 9 | 6 | 0 | 0.0% |
| Mahoning County | 9 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 305 applications in 2025, of which 101 were originated and 31 denied.
10.2% of all applications, or 23.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans LoanUnited.com originated in Ohio in 2025 was 6.13%, against a statewide median of 6.88%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology