LoanUnited.com in Mississippi vs the state
8.5%Denial rate-14.45 pts vs state
16.1%Decision denial rate-12.32 pts vs state
44.1%Origination rate-8.80 pts vs state
5.99%Median rate-0.76 pts vs state
0.10Rate spread (pts)-0.23 pts vs state
$88kMedian applicant income
26Loans originated
5Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 3 | 0.0% | 6.00% | #297 |
| 2024 | 28 | 15 | 0.0% | 6.25% | #206 |
| 2025 | 59 | 26 | 8.5% | 5.99% | #161 |
What LoanUnited.com lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 11 | 7 | 0 | 0.0% |
| Hancock County | 6 | 4 | 0 | 0.0% |
| Jackson County | 6 | 1 | 0 | 0.0% |
| Pearl River County | 5 | 4 | 0 | 0.0% |
| Harrison County | 4 | 1 | 1 | 25.0% |
| Hinds County | 4 | 1 | 1 | 25.0% |
| Lamar County | 4 | 3 | 0 | 0.0% |
| Jones County | 3 | 1 | 1 | 33.3% |
| Madison County | 2 | 1 | 0 | 0.0% |
| Pike County | 2 | 1 | 1 | 50.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 59 applications in 2025, of which 26 were originated and 5 denied.
8.5% of all applications, or 16.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans LoanUnited.com originated in Mississippi in 2025 was 5.99%, against a statewide median of 6.75%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology