LoanUnited.com · Alaska · 2025

LoanUnited.com in Alaska: approval rate, denial rate and rates (2025)

LoanUnited.com took 53 mortgage applications in Alaska in 2025, ranking #62 of 252 lenders active in the state. It originated 39.6% of them and denied 5.7% (12.5% of the applications it decided), against a statewide denial rate of 14.0%.

53Applicationsin AK
12.5%Decision denial ratestate 18.0%
6.13%Median ratestate 6.44%
$375,000Median loanstate $305,000
$7.3MVolume5 counties

LoanUnited.com in Alaska vs the state

5.7%Denial rate-8.35 pts vs state
12.5%Decision denial rate-5.48 pts vs state
39.6%Origination rate-21.06 pts vs state
6.13%Median rate-0.32 pts vs state
-0.07Rate spread (pts)-0.20 pts vs state
$109kMedian applicant income
21Loans originated
3Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
202332126.3%5.88%#58
202425130.0%6.50%#70
202553215.7%6.13%#62

What LoanUnited.com lends in Alaska

By loan purpose

Home purchase 34 64% · 2.9% denied
Refinance 19 36% · 10.5% denied

By loan type

Conventional 6 11% · 0.0% denied
FHA 17 32% · 11.8% denied
VA 30 57% · 3.3% denied

Why it denied Alaska applicants

Incomplete application 1 33%
Debt-to-income ratio 1 33%
Credit history 1 33%

Where in Alaska

Counties with the most LoanUnited.com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 23130 0.0%
Matanuska-Susitna Borough 1872 11.1%
Fairbanks North Star Borough 801 12.5%
Kenai Peninsula Borough 310 0.0%
Chugach Census Area 100 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 53 applications in 2025, of which 21 were originated and 3 denied.

5.7% of all applications, or 12.5% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans LoanUnited.com originated in Alaska in 2025 was 6.13%, against a statewide median of 6.44%.

About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology