Loansteady in Tennessee vs the state
3.9%Denial rate-13.29 pts vs state
5.6%Decision denial rate-16.12 pts vs state
57.7%Origination rate-0.39 pts vs state
6.13%Median rate-0.50 pts vs state
-0.21Rate spread (pts)-0.44 pts vs state
$129kMedian applicant income
15Loans originated
1Denied
What Loansteady lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Loansteady applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sumner County | 4 | 2 | 0 | 0.0% |
| Shelby County | 3 | 1 | 0 | 0.0% |
| Knox County | 3 | 1 | 0 | 0.0% |
| Hamilton County | 2 | 1 | 0 | 0.0% |
| Greene County | 2 | 2 | 0 | 0.0% |
| Bedford County | 2 | 1 | 0 | 0.0% |
| Davidson County | 1 | 1 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Sevier County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 26 applications in 2025, of which 15 were originated and 1 denied.
3.9% of all applications, or 5.6% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Loansteady originated in Tennessee in 2025 was 6.13%, against a statewide median of 6.62%.
About this data. Figures are Loansteady's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology