Loan Funder in Mississippi vs the state
19.4%Denial rate-3.53 pts vs state
31.2%Decision denial rate+2.70 pts vs state
42.9%Origination rate-10.01 pts vs state
7.01%Median rate+0.26 pts vs state
—Rate spread (pts)
—Median applicant income
84Loans originated
38Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 19 | 13.6% | 8.25% | #165 |
| 2024 | 155 | 52 | 16.8% | 7.90% | #95 |
| 2025 | 196 | 84 | 19.4% | 7.01% | #89 |
What Loan Funder lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 50 | 30 | 1 | 2.0% |
| Hinds County | 49 | 7 | 21 | 42.9% |
| Jackson County | 44 | 34 | 1 | 2.3% |
| DeSoto County | 16 | 8 | 3 | 18.8% |
| Lowndes County | 5 | 1 | 0 | 0.0% |
| Lauderdale County | 5 | 0 | 3 | 60.0% |
| Rankin County | 3 | 1 | 0 | 0.0% |
| Washington County | 3 | 0 | 2 | 66.7% |
| Jones County | 3 | 0 | 2 | 66.7% |
| Warren County | 2 | 0 | 1 | 50.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 196 applications in 2025, of which 84 were originated and 38 denied.
19.4% of all applications, or 31.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Loan Funder originated in Mississippi in 2025 was 7.01%, against a statewide median of 6.75%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology