Liberty · Wyoming · 2025

Liberty in Wyoming: approval rate, denial rate and rates (2025)

Liberty took 6 mortgage applications in Wyoming in 2025, ranking #174 of 411 lenders active in the state. It originated 83.3% of them and denied 16.7% (16.7% of the applications it decided), against a statewide denial rate of 15.6%.

6Applicationsin WY
16.7%Decision denial ratestate 19.6%
6.50%Median ratestate 6.50%
$390,000Median loanstate $235,000
$2.0MVolume4 counties

Liberty in Wyoming vs the state

16.7%Denial rate+1.11 pts vs state
16.7%Decision denial rate-2.92 pts vs state
83.3%Origination rate+22.32 pts vs state
6.50%Median rate0.00 pts vs state
0.44Rate spread (pts)+0.21 pts vs state
$185kMedian applicant income
5Loans originated
1Denied

What Liberty lends in Wyoming

By loan purpose

Home purchase 5 83% · 20.0% denied
Refinance 1 17% · 0.0% denied

By loan type

Conventional 5 83% · 20.0% denied
VA 1 17% · 0.0% denied

Why it denied Wyoming applicants

Collateral 1 100%

Where in Wyoming

Counties with the most Liberty applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 220 0.0%
Fremont County 211 50.0%
Uinta County 110 0.0%
Park County 110 0.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 6 applications in 2025, of which 5 were originated and 1 denied.

16.7% of all applications, or 16.7% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Liberty originated in Wyoming in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Liberty's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology