LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans in Maine vs the state
11.4%Denial rate-4.94 pts vs state
18.0%Decision denial rate-2.08 pts vs state
49.4%Origination rate-12.80 pts vs state
6.00%Median rate-0.88 pts vs state
-0.30Rate spread (pts)-0.63 pts vs state
$182kMedian applicant income
39Loans originated
9Denied
What LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 25 | 15 | 2 | 8.0% |
| York County | 14 | 7 | 3 | 21.4% |
| Kennebec County | 6 | 3 | 0 | 0.0% |
| Androscoggin County | 5 | 2 | 0 | 0.0% |
| Oxford County | 5 | 1 | 1 | 20.0% |
| Somerset County | 4 | 2 | 0 | 0.0% |
| Sagadahoc County | 4 | 2 | 1 | 25.0% |
| Penobscot County | 4 | 2 | 0 | 0.0% |
| Hancock County | 3 | 2 | 0 | 0.0% |
| Knox County | 3 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 79 applications in 2025, of which 39 were originated and 9 denied.
11.4% of all applications, or 18.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans originated in Maine in 2025 was 6.00%, against a statewide median of 6.88%.
About this data. Figures are LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology