Lennar Mortgage · Oregon · 2025

Lennar Mortgage in Oregon: approval rate, denial rate and rates (2025)

Lennar Mortgage took 892 mortgage applications in Oregon in 2025, ranking #47 of 700 lenders active in the state. It originated 77.5% of them and denied 5.7% (6.9% of the applications it decided), against a statewide denial rate of 15.3%.

892Applicationsin OR
6.9%Decision denial ratestate 19.2%
4.99%Median ratestate 6.75%
$425,000Median loanstate $275,000
$296MVolume10 counties

Lennar Mortgage in Oregon vs the state

5.7%Denial rate-9.59 pts vs state
6.9%Decision denial rate-12.31 pts vs state
77.5%Origination rate+16.85 pts vs state
4.99%Median rate-1.76 pts vs state
-0.76Rate spread (pts)-1.04 pts vs state
$123kMedian applicant income
691Loans originated
51Denied

Trend in Oregon

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236404874.7%6.13%#53
20249826665.8%5.88%#41
20258926915.7%4.99%#47

What Lennar Mortgage lends in Oregon

By loan purpose

Home purchase 891 100% · 5.7% denied
Cash-out refinance 1 0% · 0.0% denied

By loan type

Conventional 598 67% · 3.7% denied
FHA 225 25% · 8.9% denied
VA 69 8% · 13.0% denied

Why it denied Oregon applicants

Debt-to-income ratio 32 63%
Employment history 7 14%
Unverifiable information 4 8%
Insufficient cash 3 6%
Other 3 6%
Credit history 2 4%

Where in Oregon

Counties with the most Lennar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 45337024 5.3%
Marion County 13710412 8.8%
Linn County 100754 4.0%
Multnomah County 88526 6.8%
Deschutes County 47391 2.1%
Lane County 32232 6.3%
Crook County 15130 0.0%
Jefferson County 1081 10.0%
Columbia County 640 0.0%
Benton County 431 25.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 892 applications in 2025, of which 691 were originated and 51 denied.

5.7% of all applications, or 6.9% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Lennar Mortgage originated in Oregon in 2025 was 4.99%, against a statewide median of 6.75%.

About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology