Lendsure Mortgage in Oregon vs the state
2.2%Denial rate-13.10 pts vs state
2.8%Decision denial rate-16.38 pts vs state
69.1%Origination rate+8.50 pts vs state
7.50%Median rate+0.75 pts vs state
1.16Rate spread (pts)+0.88 pts vs state
$160kMedian applicant income
94Loans originated
3Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 83 | 55 | 1.2% | 8.50% | #159 |
| 2024 | 95 | 79 | 0.0% | 7.63% | #159 |
| 2025 | 136 | 94 | 2.2% | 7.50% | #149 |
What Lendsure Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Lendsure Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 25 | 20 | 1 | 4.0% |
| Washington County | 19 | 10 | 0 | 0.0% |
| Marion County | 14 | 10 | 2 | 14.3% |
| Deschutes County | 14 | 10 | 0 | 0.0% |
| Clackamas County | 11 | 9 | 0 | 0.0% |
| Lane County | 10 | 5 | 0 | 0.0% |
| Polk County | 8 | 5 | 0 | 0.0% |
| Jackson County | 6 | 4 | 0 | 0.0% |
| Linn County | 5 | 4 | 0 | 0.0% |
| Lincoln County | 4 | 4 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 136 applications in 2025, of which 94 were originated and 3 denied.
2.2% of all applications, or 2.8% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Lendsure Mortgage originated in Oregon in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are Lendsure Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology