Lendingone in Washington vs the state
7.5%Denial rate-8.18 pts vs state
62.2%Decision denial rate+42.62 pts vs state
4.6%Origination rate-56.51 pts vs state
6.94%Median rate+0.31 pts vs state
—Rate spread (pts)
—Median applicant income
14Loans originated
23Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 14 | 58.0% | 7.35% | #246 |
| 2024 | 66 | 7 | 78.8% | 6.18% | #257 |
| 2025 | 308 | 14 | 7.5% | 6.94% | #144 |
What Lendingone lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 69 | 1 | 6 | 8.7% |
| Pierce County | 57 | 2 | 4 | 7.0% |
| Spokane County | 28 | 1 | 1 | 3.6% |
| Snohomish County | 23 | 2 | 1 | 4.3% |
| Yakima County | 15 | 4 | 2 | 13.3% |
| Benton County | 13 | 2 | 2 | 15.4% |
| Grays Harbor County | 12 | 0 | 1 | 8.3% |
| Thurston County | 11 | 0 | 1 | 9.1% |
| Cowlitz County | 11 | 1 | 1 | 9.1% |
| Kitsap County | 11 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 308 applications in 2025, of which 14 were originated and 23 denied.
7.5% of all applications, or 62.2% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Lendingone originated in Washington in 2025 was 6.94%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology