Lendingone in Ohio vs the state
20.7%Denial rate+3.02 pts vs state
58.3%Decision denial rate+36.39 pts vs state
14.8%Origination rate-45.08 pts vs state
7.60%Median rate+0.72 pts vs state
—Rate spread (pts)
—Median applicant income
189Loans originated
264Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 485 | 90 | 68.7% | 7.86% | #113 |
| 2024 | 569 | 189 | 53.1% | 7.27% | #114 |
| 2025 | 1,275 | 189 | 20.7% | 7.60% | #72 |
What Lendingone lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 351 | 41 | 77 | 21.9% |
| Franklin County | 194 | 25 | 32 | 16.5% |
| Hamilton County | 164 | 25 | 32 | 19.5% |
| Summit County | 98 | 29 | 26 | 26.5% |
| Montgomery County | 64 | 7 | 15 | 23.4% |
| Lucas County | 46 | 2 | 14 | 30.4% |
| Stark County | 34 | 0 | 6 | 17.6% |
| Butler County | 32 | 11 | 8 | 25.0% |
| Lake County | 31 | 2 | 3 | 9.7% |
| Lorain County | 20 | 2 | 4 | 20.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,275 applications in 2025, of which 189 were originated and 264 denied.
20.7% of all applications, or 58.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Lendingone originated in Ohio in 2025 was 7.60%, against a statewide median of 6.88%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology