Lendingone in Kansas vs the state
26.1%Denial rate+11.08 pts vs state
74.6%Decision denial rate+56.27 pts vs state
8.9%Origination rate-54.90 pts vs state
7.30%Median rate+0.67 pts vs state
—Rate spread (pts)
—Median applicant income
14Loans originated
41Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 71 | 11 | 76.1% | 7.69% | #176 |
| 2024 | 46 | 4 | 76.1% | 8.35% | #213 |
| 2025 | 157 | 14 | 26.1% | 7.30% | #124 |
What Lendingone lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 43 | 6 | 12 | 27.9% |
| Johnson County | 37 | 1 | 12 | 32.4% |
| Wyandotte County | 21 | 1 | 7 | 33.3% |
| Shawnee County | 14 | 0 | 0 | 0.0% |
| Douglas County | 7 | 1 | 2 | 28.6% |
| Butler County | 7 | 2 | 1 | 14.3% |
| Leavenworth County | 5 | 1 | 2 | 40.0% |
| Geary County | 3 | 0 | 0 | 0.0% |
| Lyon County | 3 | 0 | 1 | 33.3% |
| Miami County | 2 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 157 applications in 2025, of which 14 were originated and 41 denied.
26.1% of all applications, or 74.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Lendingone originated in Kansas in 2025 was 7.30%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology