Unnamed lender 254900M2C4Q6DATP2889 · Tennessee · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Tennessee: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 518 mortgage applications in Tennessee in 2025, ranking #112 of 1,274 lenders active in the state. It originated 38.4% of them and denied 17.0% (30.7% of the applications it decided), against a statewide denial rate of 17.1%.

518Applicationsin TN
30.7%Decision denial ratestate 21.7%
6.13%Median ratestate 6.62%
$265,000Median loanstate $225,000
$59MVolume77 counties

Unnamed lender 254900M2C4Q6DATP2889 in Tennessee vs the state

17.0%Denial rate-0.15 pts vs state
30.7%Decision denial rate+8.98 pts vs state
38.4%Origination rate-19.66 pts vs state
6.13%Median rate-0.50 pts vs state
0.43Rate spread (pts)+0.20 pts vs state
$76kMedian applicant income
199Loans originated
88Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Tennessee

By loan purpose

Home purchase 2 0% · 0.0% denied
Refinance 41 8% · 14.6% denied
Cash-out refinance 465 90% · 17.4% denied
Home improvement 10 2% · 10.0% denied

By loan type

Conventional 75 14% · 10.7% denied
FHA 274 53% · 19.7% denied
VA 169 33% · 15.4% denied

Why it denied Tennessee applicants

Collateral 33 38%
Debt-to-income ratio 28 32%
Credit history 27 31%

Where in Tennessee

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Davidson County 521910 19.2%
Rutherford County 421610 23.8%
Montgomery County 39137 17.9%
Knox County 37166 16.2%
Shelby County 37145 13.5%
Sumner County 2976 20.7%
Hamilton County 2494 16.7%
Blount County 2093 15.0%
Madison County 1254 33.3%
Sullivan County 1153 27.3%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 518 applications in 2025, of which 199 were originated and 88 denied.

17.0% of all applications, or 30.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Tennessee in 2025 was 6.13%, against a statewide median of 6.62%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology