Lendage in Montana vs the state
14.3%Denial rate-0.53 pts vs state
16.7%Decision denial rate-2.03 pts vs state
65.1%Origination rate+3.10 pts vs state
10.75%Median rate+4.13 pts vs state
4.58Rate spread (pts)+4.34 pts vs state
$115kMedian applicant income
41Loans originated
9Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 36 | 27 | 13.9% | 13.25% | #90 |
| 2024 | 58 | 40 | 13.8% | 12.75% | #79 |
| 2025 | 63 | 41 | 14.3% | 10.75% | #78 |
What Lendage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 12 | 8 | 2 | 16.7% |
| Lewis and Clark County | 9 | 5 | 2 | 22.2% |
| Flathead County | 8 | 5 | 0 | 0.0% |
| Missoula County | 7 | 3 | 2 | 28.6% |
| Silver Bow County | 5 | 5 | 0 | 0.0% |
| Pondera County | 4 | 2 | 1 | 25.0% |
| Cascade County | 3 | 1 | 1 | 33.3% |
| Gallatin County | 3 | 3 | 0 | 0.0% |
| Lincoln County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 63 applications in 2025, of which 41 were originated and 9 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Lendage originated in Montana in 2025 was 10.75%, against a statewide median of 6.63%.
About this data. Figures are Lendage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology