Lendage in Idaho vs the state
10.4%Denial rate-4.03 pts vs state
11.2%Decision denial rate-6.28 pts vs state
74.0%Origination rate+10.94 pts vs state
11.13%Median rate+4.50 pts vs state
4.86Rate spread (pts)+4.71 pts vs state
$100kMedian applicant income
71Loans originated
10Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 53 | 9.2% | 13.50% | #127 |
| 2024 | 99 | 75 | 10.1% | 13.00% | #112 |
| 2025 | 96 | 71 | 10.4% | 11.13% | #119 |
What Lendage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 36 | 28 | 2 | 5.6% |
| Canyon County | 14 | 9 | 2 | 14.3% |
| Kootenai County | 9 | 6 | 1 | 11.1% |
| Payette County | 6 | 5 | 1 | 16.7% |
| Twin Falls County | 5 | 5 | 0 | 0.0% |
| Bonner County | 5 | 5 | 0 | 0.0% |
| Boundary County | 4 | 3 | 1 | 25.0% |
| Bannock County | 4 | 2 | 1 | 25.0% |
| Minidoka County | 2 | 1 | 0 | 0.0% |
| Nez Perce County | 2 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 96 applications in 2025, of which 71 were originated and 10 denied.
10.4% of all applications, or 11.2% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Lendage originated in Idaho in 2025 was 11.13%, against a statewide median of 6.63%.
About this data. Figures are Lendage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology