Leaders Credit Union · Arkansas · 2025

Leaders Credit Union in Arkansas: approval rate, denial rate and rates (2025)

Leaders Credit Union took 11 mortgage applications in Arkansas in 2025, ranking #333 of 802 lenders active in the state. It originated 81.8% of them and denied 9.1% (10.0% of the applications it decided), against a statewide denial rate of 18.2%.

11Applicationsin AR
10.0%Decision denial ratestate 23.1%
6.49%Median ratestate 6.63%
$185,000Median loanstate $165,000
$2.3MVolume10 counties

Leaders Credit Union in Arkansas vs the state

9.1%Denial rate-9.10 pts vs state
10.0%Decision denial rate-13.13 pts vs state
81.8%Origination rate+24.99 pts vs state
6.49%Median rate-0.13 pts vs state
0.20Rate spread (pts)-0.14 pts vs state
$104kMedian applicant income
9Loans originated
1Denied

What Leaders Credit Union lends in Arkansas

By loan purpose

Home purchase 7 64% · 14.3% denied
Refinance 2 18% · 0.0% denied
Cash-out refinance 2 18% · 0.0% denied

By loan type

Conventional 9 82% · 0.0% denied
FHA 1 9% · 0.0% denied
USDA / RHS 1 9% · 100.0% denied

Why it denied Arkansas applicants

Collateral 1 100%

Where in Arkansas

Counties with the most Leaders Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Crittenden County 210 0.0%
Craighead County 110 0.0%
Washington County 110 0.0%
Garland County 110 0.0%
Benton County 110 0.0%
Pope County 110 0.0%
Cleburne County 110 0.0%
Faulkner County 110 0.0%
Poinsett County 110 0.0%
Mississippi County 101 100.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 11 applications in 2025, of which 9 were originated and 1 denied.

9.1% of all applications, or 10.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Leaders Credit Union originated in Arkansas in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Leaders Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology