Leaderone Financial in Tennessee vs the state
14.4%Denial rate-2.76 pts vs state
19.3%Decision denial rate-2.38 pts vs state
60.1%Origination rate+2.05 pts vs state
6.63%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.22 pts vs state
$89kMedian applicant income
92Loans originated
22Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 356 | 215 | 14.6% | 6.56% | #121 |
| 2024 | 231 | 149 | 9.5% | 6.75% | #180 |
| 2025 | 153 | 92 | 14.4% | 6.63% | #252 |
What Leaderone Financial lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Leaderone Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 88 | 48 | 14 | 15.9% |
| Sullivan County | 10 | 8 | 1 | 10.0% |
| Marion County | 6 | 3 | 3 | 50.0% |
| Davidson County | 5 | 4 | 1 | 20.0% |
| McMinn County | 5 | 3 | 1 | 20.0% |
| Greene County | 4 | 3 | 0 | 0.0% |
| Sequatchie County | 4 | 4 | 0 | 0.0% |
| Bradley County | 4 | 1 | 0 | 0.0% |
| Shelby County | 3 | 1 | 0 | 0.0% |
| Meigs County | 3 | 3 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 153 applications in 2025, of which 92 were originated and 22 denied.
14.4% of all applications, or 19.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Leaderone Financial originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Leaderone Financial's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology