Lamar National Bank in Texas vs the state
14.0%Denial rate-5.48 pts vs state
20.0%Decision denial rate-4.90 pts vs state
51.2%Origination rate-3.72 pts vs state
—Median rate
—Rate spread (pts)
$87kMedian applicant income
44Loans originated
12Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 48 | 29 | 20.8% | — | #693 |
| 2025 | 86 | 44 | 14.0% | — | #592 |
What Lamar National Bank lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Lamar National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lamar County | 40 | 15 | 10 | 25.0% |
| Grayson County | 8 | 8 | 0 | 0.0% |
| Collin County | 6 | 4 | 0 | 0.0% |
| Brazos County | 5 | 2 | 0 | 0.0% |
| Denton County | 5 | 2 | 0 | 0.0% |
| Red River County | 4 | 1 | 1 | 25.0% |
| Tarrant County | 3 | 2 | 0 | 0.0% |
| Henderson County | 2 | 1 | 0 | 0.0% |
| Hunt County | 2 | 1 | 1 | 50.0% |
| Dallas County | 2 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 86 applications in 2025, of which 44 were originated and 12 denied.
14.0% of all applications, or 20.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Lamar National Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology