KS StateBank in Kansas vs the state
2.9%Denial rate-12.17 pts vs state
3.0%Decision denial rate-15.32 pts vs state
87.6%Origination rate+23.80 pts vs state
7.79%Median rate+1.17 pts vs state
0.56Rate spread (pts)+0.26 pts vs state
$124kMedian applicant income
184Loans originated
6Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 159 | 0.6% | 8.50% | #95 |
| 2024 | 178 | 156 | 2.8% | 8.49% | #102 |
| 2025 | 210 | 184 | 2.9% | 7.79% | #102 |
What KS StateBank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most KS StateBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 88 | 79 | 2 | 2.3% |
| Riley County | 51 | 46 | 2 | 3.9% |
| Geary County | 35 | 30 | 2 | 5.7% |
| Pottawatomie County | 9 | 8 | 0 | 0.0% |
| Johnson County | 6 | 6 | 0 | 0.0% |
| Wabaunsee County | 3 | 2 | 0 | 0.0% |
| Wyandotte County | 2 | 1 | 0 | 0.0% |
| Butler County | 2 | 2 | 0 | 0.0% |
| Cowley County | 2 | 0 | 0 | 0.0% |
| Reno County | 2 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 210 applications in 2025, of which 184 were originated and 6 denied.
2.9% of all applications, or 3.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans KS StateBank originated in Kansas in 2025 was 7.79%, against a statewide median of 6.63%.
About this data. Figures are KS StateBank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology