Kingston National Bank in Ohio vs the state
11.9%Denial rate-5.80 pts vs state
13.1%Decision denial rate-8.81 pts vs state
77.6%Origination rate+17.72 pts vs state
—Median rate
—Rate spread (pts)
$122kMedian applicant income
111Loans originated
17Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 167 | 121 | 18.0% | — | #241 |
| 2024 | 144 | 115 | 11.8% | — | #264 |
| 2025 | 143 | 111 | 11.9% | — | #281 |
What Kingston National Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Kingston National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ross County | 66 | 58 | 3 | 4.5% |
| Pickaway County | 25 | 21 | 3 | 12.0% |
| Fairfield County | 23 | 17 | 3 | 13.0% |
| Licking County | 5 | 3 | 1 | 20.0% |
| Franklin County | 4 | 3 | 1 | 25.0% |
| Jackson County | 4 | 2 | 1 | 25.0% |
| Vinton County | 4 | 1 | 3 | 75.0% |
| Hocking County | 4 | 1 | 1 | 25.0% |
| Pike County | 3 | 3 | 0 | 0.0% |
| Scioto County | 2 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 143 applications in 2025, of which 111 were originated and 17 denied.
11.9% of all applications, or 13.1% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Kingston National Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology