Kind Lending in Delaware vs the state
16.7%Denial rate-1.49 pts vs state
18.8%Decision denial rate-3.98 pts vs state
68.5%Origination rate+9.33 pts vs state
6.88%Median rate+0.25 pts vs state
0.54Rate spread (pts)+0.27 pts vs state
$120kMedian applicant income
37Loans originated
9Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 5 | 33.3% | 7.63% | #205 |
| 2024 | 57 | 39 | 19.3% | 6.63% | #109 |
| 2025 | 54 | 37 | 16.7% | 6.88% | #112 |
What Kind Lending lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Kind Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 26 | 18 | 5 | 19.2% |
| Sussex County | 18 | 11 | 3 | 16.7% |
| Kent County | 10 | 8 | 1 | 10.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 54 applications in 2025, of which 37 were originated and 9 denied.
16.7% of all applications, or 18.8% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Kind Lending originated in Delaware in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Kind Lending's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology