Kaw Valley Bank in Kansas vs the state
5.8%Denial rate-9.20 pts vs state
5.9%Decision denial rate-12.34 pts vs state
91.3%Origination rate+27.44 pts vs state
—Median rate
—Rate spread (pts)
$93kMedian applicant income
94Loans originated
6Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 80 | 10.4% | — | #149 |
| 2024 | 115 | 99 | 7.8% | — | #140 |
| 2025 | 103 | 94 | 5.8% | — | #165 |
What Kaw Valley Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Kaw Valley Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shawnee County | 88 | 80 | 5 | 5.7% |
| Wabaunsee County | 3 | 2 | 1 | 33.3% |
| Osage County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| Wyandotte County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 2 | 0 | 0.0% |
| Harvey County | 1 | 1 | 0 | 0.0% |
| Riley County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 103 applications in 2025, of which 94 were originated and 6 denied.
5.8% of all applications, or 5.9% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Kaw Valley Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology