KANSAS STATE UNIVERSITY Federal Credit Union in Kansas vs the state
11.9%Denial rate-3.10 pts vs state
15.5%Decision denial rate-2.80 pts vs state
64.2%Origination rate+0.40 pts vs state
7.00%Median rate+0.38 pts vs state
0.59Rate spread (pts)+0.30 pts vs state
$104kMedian applicant income
70Loans originated
13Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 51 | 12.4% | 7.63% | #163 |
| 2024 | 68 | 29 | 17.7% | 6.75% | #183 |
| 2025 | 109 | 70 | 11.9% | 7.00% | #158 |
What KANSAS STATE UNIVERSITY Federal Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most KANSAS STATE UNIVERSITY Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Riley County | 52 | 37 | 4 | 7.7% |
| Pottawatomie County | 23 | 13 | 3 | 13.0% |
| Geary County | 8 | 5 | 3 | 37.5% |
| Morris County | 5 | 2 | 0 | 0.0% |
| Wabaunsee County | 4 | 3 | 0 | 0.0% |
| Dickinson County | 4 | 3 | 1 | 25.0% |
| Johnson County | 2 | 1 | 0 | 0.0% |
| Shawnee County | 2 | 1 | 0 | 0.0% |
| Ellsworth County | 1 | 1 | 0 | 0.0% |
| Leavenworth County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 109 applications in 2025, of which 70 were originated and 13 denied.
11.9% of all applications, or 15.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans KANSAS STATE UNIVERSITY Federal Credit Union originated in Kansas in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are KANSAS STATE UNIVERSITY Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology