K&G Capital Mortgage · Texas · 2025

K&G Capital Mortgage in Texas: approval rate, denial rate and rates (2025)

K&G Capital Mortgage took 144 mortgage applications in Texas in 2025, ranking #481 of 1,568 lenders active in the state. It originated 0.0% of them and denied 0.0% (— of the applications it decided), against a statewide denial rate of 19.4%.

144Applicationsin TX
Decision denial ratestate 24.9%
Median ratestate 6.50%
$245,000Median loanstate $245,000
$0Volume35 counties

K&G Capital Mortgage in Texas vs the state

0.0%Denial rate-19.43 pts vs state
Decision denial rate
0.0%Origination rate-54.88 pts vs state
Median rate
Rate spread (pts)
$110kMedian applicant income
0Loans originated
0Denied

Trend in Texas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202310600.0%#542
202411700.0%#527
202514400.0%#481

What K&G Capital Mortgage lends in Texas

By loan purpose

Home purchase 119 83% · 0.0% denied
Refinance 13 9% · 0.0% denied
Cash-out refinance 12 8% · 0.0% denied

By loan type

Conventional 86 60% · 0.0% denied
FHA 44 31% · 0.0% denied
VA 14 10% · 0.0% denied

Where in Texas

Counties with the most K&G Capital Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 2300 0.0%
Walker County 1700 0.0%
Angelina County 1700 0.0%
Montgomery County 1500 0.0%
Polk County 1100 0.0%
Cherokee County 600 0.0%
Fort Bend County 600 0.0%
Jasper County 500 0.0%
Nacogdoches County 400 0.0%
Galveston County 400 0.0%

Other large lenders in Texas

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 56,49111.0%6.25%
Rocket MortgageC 45,65822.4%6.63%
21st MortgageF 37,96145.9%9.94%
Dhi Mortgage CompanyB 26,34813.5%4.50%
Lennar MortgageA 21,95920.5%4.50%
Bank of AmericaF 18,00843.0%6.24%
JPMorgan Chase BankB 16,2609.8%6.45%
CMG MortgageA 15,9783.9%6.50%
Vanderbilt Mortgage and FinanceF 15,68344.7%10.50%
Triad Financial ServicesD 15,15850.0%9.35%

Frequently asked questions

Texas: 144 applications in 2025, of which 0 were originated and 0 denied.

0.0% of all applications, or — of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are K&G Capital Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology