Jet Homeloans in Georgia vs the state
10.4%Denial rate-8.82 pts vs state
16.1%Decision denial rate-9.00 pts vs state
52.0%Origination rate-2.07 pts vs state
4.99%Median rate-1.63 pts vs state
-0.85Rate spread (pts)-1.12 pts vs state
$100kMedian applicant income
270Loans originated
54Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 92 | 59 | 2.2% | 6.88% | #331 |
| 2024 | 19 | 16 | 0.0% | 5.49% | #561 |
| 2025 | 519 | 270 | 10.4% | 4.99% | #150 |
What Jet Homeloans lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Jet Homeloans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 113 | 50 | 15 | 13.3% |
| Henry County | 72 | 32 | 7 | 9.7% |
| Troup County | 72 | 41 | 6 | 8.3% |
| Carroll County | 50 | 29 | 6 | 12.0% |
| Newton County | 46 | 25 | 4 | 8.7% |
| Chatham County | 45 | 34 | 1 | 2.2% |
| Houston County | 35 | 21 | 2 | 5.7% |
| Bibb County | 27 | 15 | 5 | 18.5% |
| Walton County | 23 | 13 | 6 | 26.1% |
| Harris County | 10 | 0 | 1 | 10.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 519 applications in 2025, of which 270 were originated and 54 denied.
10.4% of all applications, or 16.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Jet Homeloans originated in Georgia in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Jet Homeloans's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology