Ixonia Bank in Ohio vs the state
2.1%Denial rate-15.57 pts vs state
2.8%Decision denial rate-19.13 pts vs state
73.8%Origination rate+13.88 pts vs state
6.88%Median rate0.00 pts vs state
0.85Rate spread (pts)+0.47 pts vs state
$70kMedian applicant income
1,044Loans originated
30Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,205 | 896 | 1.6% | 7.13% | #62 |
| 2024 | 1,272 | 971 | 1.3% | 6.99% | #66 |
| 2025 | 1,415 | 1,044 | 2.1% | 6.88% | #64 |
What Ixonia Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Trumbull County | 564 | 440 | 6 | 1.1% |
| Mahoning County | 333 | 249 | 7 | 2.1% |
| Columbiana County | 124 | 83 | 3 | 2.4% |
| Ashtabula County | 72 | 56 | 2 | 2.8% |
| Cuyahoga County | 71 | 39 | 2 | 2.8% |
| Portage County | 38 | 25 | 0 | 0.0% |
| Summit County | 29 | 21 | 0 | 0.0% |
| Hamilton County | 20 | 11 | 0 | 0.0% |
| Stark County | 19 | 18 | 0 | 0.0% |
| Geauga County | 19 | 17 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 1,415 applications in 2025, of which 1,044 were originated and 30 denied.
2.1% of all applications, or 2.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Ixonia Bank originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology