Ixonia Bank in Missouri vs the state
4.4%Denial rate-10.72 pts vs state
5.9%Decision denial rate-12.82 pts vs state
68.1%Origination rate+5.46 pts vs state
6.75%Median rate+0.13 pts vs state
0.51Rate spread (pts)+0.16 pts vs state
$91kMedian applicant income
47Loans originated
3Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 42 | 29 | 9.5% | 6.75% | #349 |
| 2024 | 67 | 41 | 1.5% | 6.50% | #292 |
| 2025 | 69 | 47 | 4.4% | 6.75% | #310 |
What Ixonia Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Ixonia Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 8 | 6 | 1 | 12.5% |
| Jackson County | 8 | 5 | 0 | 0.0% |
| Pulaski County | 7 | 5 | 0 | 0.0% |
| Laclede County | 7 | 4 | 1 | 14.3% |
| Boone County | 3 | 2 | 0 | 0.0% |
| Camden County | 3 | 2 | 0 | 0.0% |
| Jefferson County | 3 | 3 | 0 | 0.0% |
| St. Louis city | 2 | 0 | 0 | 0.0% |
| Taney County | 2 | 2 | 0 | 0.0% |
| Platte County | 2 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 69 applications in 2025, of which 47 were originated and 3 denied.
4.4% of all applications, or 5.9% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Ixonia Bank originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Ixonia Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology