Intrust Bank in Kansas vs the state
24.0%Denial rate+8.96 pts vs state
27.0%Decision denial rate+8.68 pts vs state
63.4%Origination rate-0.42 pts vs state
7.50%Median rate+0.88 pts vs state
0.59Rate spread (pts)+0.29 pts vs state
$94kMedian applicant income
473Loans originated
179Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 731 | 450 | 26.7% | 7.50% | #24 |
| 2024 | 684 | 427 | 25.0% | 8.25% | #31 |
| 2025 | 746 | 473 | 24.0% | 7.50% | #34 |
What Intrust Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Intrust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 462 | 291 | 118 | 25.5% |
| Butler County | 89 | 62 | 14 | 15.7% |
| Johnson County | 57 | 37 | 12 | 21.1% |
| Harvey County | 50 | 29 | 15 | 30.0% |
| Geary County | 17 | 12 | 2 | 11.8% |
| Douglas County | 12 | 9 | 1 | 8.3% |
| Riley County | 11 | 7 | 1 | 9.1% |
| Sumner County | 8 | 7 | 1 | 12.5% |
| Cowley County | 5 | 3 | 2 | 40.0% |
| Wyandotte County | 5 | 2 | 1 | 20.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 746 applications in 2025, of which 473 were originated and 179 denied.
24.0% of all applications, or 27.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Intrust Bank originated in Kansas in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Intrust Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology