Ice Lender Holdings in Tennessee vs the state
20.4%Denial rate+3.23 pts vs state
57.9%Decision denial rate+36.21 pts vs state
14.8%Origination rate-43.27 pts vs state
7.44%Median rate+0.81 pts vs state
—Rate spread (pts)
—Median applicant income
8Loans originated
11Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 3 | 32.1% | 8.88% | #468 |
| 2024 | 27 | 7 | 18.5% | 7.38% | #480 |
| 2025 | 54 | 8 | 20.4% | 7.44% | #405 |
What Ice Lender Holdings lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Ice Lender Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 16 | 0 | 5 | 31.3% |
| Davidson County | 15 | 2 | 2 | 13.3% |
| Knox County | 8 | 3 | 1 | 12.5% |
| Montgomery County | 2 | 1 | 0 | 0.0% |
| Hamilton County | 2 | 0 | 0 | 0.0% |
| Rutherford County | 2 | 1 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Loudon County | 1 | 0 | 1 | 100.0% |
| McMinn County | 1 | 0 | 0 | 0.0% |
| Wilson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 54 applications in 2025, of which 8 were originated and 11 denied.
20.4% of all applications, or 57.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Ice Lender Holdings originated in Tennessee in 2025 was 7.44%, against a statewide median of 6.62%.
About this data. Figures are Ice Lender Holdings's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology