Houston Texas Fire Fighters in Texas vs the state
39.7%Denial rate+20.26 pts vs state
46.9%Decision denial rate+21.95 pts vs state
45.0%Origination rate-9.84 pts vs state
—Median rate
—Rate spread (pts)
$103kMedian applicant income
59Loans originated
52Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 157 | 63 | 56.1% | — | #466 |
| 2024 | 188 | 62 | 65.4% | — | #416 |
| 2025 | 131 | 59 | 39.7% | — | #500 |
What Houston Texas Fire Fighters lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Houston Texas Fire Fighters applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harris County | 60 | 34 | 20 | 33.3% |
| Fort Bend County | 11 | 4 | 5 | 45.5% |
| Montgomery County | 10 | 6 | 2 | 20.0% |
| Brazoria County | 5 | 3 | 1 | 20.0% |
| Galveston County | 4 | 4 | 0 | 0.0% |
| San Jacinto County | 3 | 2 | 1 | 33.3% |
| Grimes County | 2 | 2 | 0 | 0.0% |
| Henderson County | 2 | 1 | 0 | 0.0% |
| Waller County | 1 | 1 | 0 | 0.0% |
| Willacy County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 131 applications in 2025, of which 59 were originated and 52 denied.
39.7% of all applications, or 46.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Houston Texas Fire Fighters's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology