Homexpress Mortgage in Missouri vs the state
34.9%Denial rate+19.85 pts vs state
35.3%Decision denial rate+16.59 pts vs state
63.0%Origination rate+0.30 pts vs state
7.50%Median rate+0.88 pts vs state
1.89Rate spread (pts)+1.54 pts vs state
$198kMedian applicant income
119Loans originated
66Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 106 | 63 | 39.6% | 8.88% | #230 |
| 2024 | 132 | 87 | 34.1% | 8.00% | #216 |
| 2025 | 189 | 119 | 34.9% | 7.50% | #192 |
What Homexpress Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 91 | 58 | 32 | 35.2% |
| St. Louis County | 27 | 19 | 8 | 29.6% |
| St. Louis city | 18 | 11 | 5 | 27.8% |
| Clay County | 11 | 5 | 5 | 45.5% |
| St. Charles County | 5 | 2 | 3 | 60.0% |
| Greene County | 5 | 1 | 4 | 80.0% |
| Boone County | 4 | 3 | 1 | 25.0% |
| Stone County | 3 | 1 | 2 | 66.7% |
| Christian County | 2 | 2 | 0 | 0.0% |
| Taney County | 2 | 2 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 189 applications in 2025, of which 119 were originated and 66 denied.
34.9% of all applications, or 35.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Homexpress Mortgage originated in Missouri in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology