Homexpress Mortgage in Iowa vs the state
50.0%Denial rate+37.14 pts vs state
50.0%Decision denial rate+34.69 pts vs state
50.0%Origination rate-18.46 pts vs state
7.88%Median rate+1.38 pts vs state
1.43Rate spread (pts)+1.24 pts vs state
$90kMedian applicant income
21Loans originated
21Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 5 | 37.5% | 9.00% | #362 |
| 2024 | 9 | 5 | 44.4% | 8.38% | #340 |
| 2025 | 42 | 21 | 50.0% | 7.88% | #237 |
What Homexpress Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 19 | 9 | 10 | 52.6% |
| Linn County | 4 | 2 | 2 | 50.0% |
| Pottawattamie County | 3 | 2 | 1 | 33.3% |
| Boone County | 3 | 0 | 3 | 100.0% |
| Jasper County | 2 | 1 | 1 | 50.0% |
| Scott County | 2 | 2 | 0 | 0.0% |
| Johnson County | 2 | 0 | 2 | 100.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Chickasaw County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 42 applications in 2025, of which 21 were originated and 21 denied.
50.0% of all applications, or 50.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Homexpress Mortgage originated in Iowa in 2025 was 7.88%, against a statewide median of 6.50%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology