Largest lenders in Chickasaw County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Veridian Credit Union | B | 73 | 50 | 9.6% | 6.56% |
| 2 | Fidelity Bank & Trust | A | 37 | 34 | 2.7% | 5.72% |
| 3 | Bank Iowa | C | 36 | 32 | 2.8% | 7.28% |
| 4 | Security State Bank | A | 32 | 32 | 0.0% | — |
| 5 | Luana Savings Bank | A | 18 | 14 | 22.2% | 5.99% |
| 6 | Rocket Mortgage | C | 14 | 9 | 14.3% | 6.50% |
| 7 | GREENSTATE Credit Union | B | 9 | 4 | 0.0% | 6.74% |
| 8 | CUSB Bank | C | 9 | 6 | 33.3% | — |
| 9 | Farmers State Bank | B | 8 | 6 | 0.0% | 6.56% |
| 10 | Northeast Security Bank | – | 8 | 8 | 0.0% | — |
| 11 | Empeople Credit Union | C | 8 | 7 | 0.0% | 6.63% |
| 12 | Mortgage Research Center | C | 7 | 4 | 14.3% | 6.00% |
| 13 | First Bank | A | 7 | 7 | 0.0% | — |
| 14 | Iowa Bankers Mortgage | B | 6 | 3 | 33.3% | 6.75% |
Best approval odds in Chickasaw County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Veridian Credit Union | 57 | 12.3% |
What Chickasaw County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Chickasaw County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 263 | 191 | 11.4% | 6.94% | $95,000 |
| 2024 | 287 | 215 | 13.9% | 6.74% | $105,000 |
| 2025 | 348 | 258 | 12.6% | 6.50% | $115,000 |
Frequently asked questions
12.6% of applications in Chickasaw County were denied in 2025, against 12.9% statewide in Iowa.
Veridian Credit Union, with 73 applications in 2025 and a denial rate of 9.6%.
The median mortgage application in Chickasaw County in 2025 was for $115,000; the median property value on originated loans was $205,000.