CUSB Bank in Iowa vs the state
10.4%Denial rate-2.50 pts vs state
12.1%Decision denial rate-3.26 pts vs state
75.7%Origination rate+7.19 pts vs state
—Median rate
—Rate spread (pts)
$75kMedian applicant income
146Loans originated
20Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 222 | 165 | 15.8% | — | #85 |
| 2024 | 178 | 148 | 11.2% | — | #106 |
| 2025 | 193 | 146 | 10.4% | — | #106 |
What CUSB Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most CUSB Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Howard County | 66 | 52 | 6 | 9.1% |
| Mitchell County | 43 | 30 | 5 | 11.6% |
| Winneshiek County | 28 | 23 | 1 | 3.6% |
| Floyd County | 12 | 7 | 1 | 8.3% |
| Chickasaw County | 9 | 6 | 3 | 33.3% |
| Bremer County | 9 | 7 | 1 | 11.1% |
| Worth County | 5 | 5 | 0 | 0.0% |
| Butler County | 4 | 4 | 0 | 0.0% |
| Fayette County | 3 | 3 | 0 | 0.0% |
| Allamakee County | 2 | 2 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 193 applications in 2025, of which 146 were originated and 20 denied.
10.4% of all applications, or 12.1% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are CUSB Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology