Homexpress Mortgage in Delaware vs the state
34.4%Denial rate+16.22 pts vs state
34.4%Decision denial rate+11.65 pts vs state
65.6%Origination rate+6.44 pts vs state
8.00%Median rate+1.37 pts vs state
2.43Rate spread (pts)+2.16 pts vs state
$156kMedian applicant income
21Loans originated
11Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 11 | 42.1% | 8.38% | #164 |
| 2024 | 30 | 14 | 50.0% | 8.50% | #152 |
| 2025 | 32 | 21 | 34.4% | 8.00% | #148 |
What Homexpress Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 22 | 13 | 9 | 40.9% |
| Sussex County | 8 | 7 | 1 | 12.5% |
| Kent County | 2 | 1 | 1 | 50.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 32 applications in 2025, of which 21 were originated and 11 denied.
34.4% of all applications, or 34.4% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Homexpress Mortgage originated in Delaware in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology