Homexpress Mortgage · Alaska · 2025

Homexpress Mortgage in Alaska: approval rate, denial rate and rates (2025)

Homexpress Mortgage took 8 mortgage applications in Alaska in 2025, ranking #111 of 252 lenders active in the state. It originated 37.5% of them and denied 62.5% (62.5% of the applications it decided), against a statewide denial rate of 14.0%.

8Applicationsin AK
62.5%Decision denial ratestate 18.0%
7.88%Median ratestate 6.44%
$220,000Median loanstate $305,000
$505kVolume4 counties

Homexpress Mortgage in Alaska vs the state

62.5%Denial rate+48.49 pts vs state
62.5%Decision denial rate+44.52 pts vs state
37.5%Origination rate-23.18 pts vs state
7.88%Median rate+1.43 pts vs state
Rate spread (pts)
$211kMedian applicant income
3Loans originated
5Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235260.0%9.13%#119
20247428.6%8.69%#104
20258362.5%7.88%#111

What Homexpress Mortgage lends in Alaska

By loan purpose

Home purchase 2 25% · 100.0% denied
Refinance 1 13% · 0.0% denied
Cash-out refinance 5 63% · 60.0% denied

By loan type

Conventional 8 100% · 62.5% denied

Why it denied Alaska applicants

Credit history 3 60%
Collateral 2 40%

Where in Alaska

Counties with the most Homexpress Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 422 50.0%
Juneau City and Borough 211 50.0%
Fairbanks North Star Borough 101 100.0%
Kenai Peninsula Borough 101 100.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 8 applications in 2025, of which 3 were originated and 5 denied.

62.5% of all applications, or 62.5% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Homexpress Mortgage originated in Alaska in 2025 was 7.88%, against a statewide median of 6.44%.

About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology