Hometown Equity Mortgage in Nevada vs the state
47.9%Denial rate+30.44 pts vs state
50.8%Decision denial rate+28.53 pts vs state
46.5%Origination rate-11.23 pts vs state
7.31%Median rate+0.69 pts vs state
1.08Rate spread (pts)+0.79 pts vs state
$274kMedian applicant income
66Loans originated
68Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 94 | 39 | 40.4% | 8.75% | #135 |
| 2024 | 126 | 61 | 50.0% | 7.50% | #131 |
| 2025 | 142 | 66 | 47.9% | 7.31% | #125 |
What Hometown Equity Mortgage lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Hometown Equity Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 134 | 64 | 62 | 46.3% |
| Washoe County | 5 | 1 | 4 | 80.0% |
| Douglas County | 2 | 1 | 1 | 50.0% |
| Nye County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 142 applications in 2025, of which 66 were originated and 68 denied.
47.9% of all applications, or 50.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Hometown Equity Mortgage originated in Nevada in 2025 was 7.31%, against a statewide median of 6.63%.
About this data. Figures are Hometown Equity Mortgage's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology