Homeowners Financial Group USA in Alaska vs the state
1.5%Denial rate-12.49 pts vs state
1.9%Decision denial rate-16.09 pts vs state
78.8%Origination rate+18.11 pts vs state
6.38%Median rate-0.07 pts vs state
0.08Rate spread (pts)-0.06 pts vs state
$122kMedian applicant income
52Loans originated
1Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 56 | 0.0% | 6.56% | #42 |
| 2024 | 65 | 48 | 1.5% | 6.38% | #49 |
| 2025 | 66 | 52 | 1.5% | 6.38% | #53 |
What Homeowners Financial Group USA lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most Homeowners Financial Group USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 48 | 38 | 1 | 2.1% |
| Matanuska-Susitna Borough | 13 | 10 | 0 | 0.0% |
| Kenai Peninsula Borough | 3 | 2 | 0 | 0.0% |
| Fairbanks North Star Borough | 1 | 1 | 0 | 0.0% |
| Dillingham Census Area | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 66 applications in 2025, of which 52 were originated and 1 denied.
1.5% of all applications, or 1.9% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans Homeowners Financial Group USA originated in Alaska in 2025 was 6.38%, against a statewide median of 6.44%.
About this data. Figures are Homeowners Financial Group USA's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology