Homebridge Financial Services in Washington vs the state
13.9%Denial rate-1.79 pts vs state
16.4%Decision denial rate-3.13 pts vs state
68.6%Origination rate+7.52 pts vs state
10.23%Median rate+3.60 pts vs state
-0.14Rate spread (pts)-0.33 pts vs state
$154kMedian applicant income
371Loans originated
75Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,580 | 1,073 | 14.9% | 6.50% | #39 |
| 2024 | 424 | 244 | 24.8% | 11.35% | #107 |
| 2025 | 541 | 371 | 13.9% | 10.23% | #96 |
What Homebridge Financial Services lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 142 | 105 | 15 | 10.6% |
| Snohomish County | 80 | 48 | 14 | 17.5% |
| Pierce County | 79 | 53 | 12 | 15.2% |
| Clark County | 41 | 28 | 4 | 9.8% |
| Spokane County | 32 | 25 | 4 | 12.5% |
| Kitsap County | 28 | 23 | 2 | 7.1% |
| Thurston County | 20 | 13 | 4 | 20.0% |
| Whatcom County | 13 | 9 | 1 | 7.7% |
| Yakima County | 13 | 7 | 3 | 23.1% |
| Island County | 11 | 8 | 3 | 27.3% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 541 applications in 2025, of which 371 were originated and 75 denied.
13.9% of all applications, or 16.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Homebridge Financial Services originated in Washington in 2025 was 10.23%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology