Homebridge Financial Services in Missouri vs the state
15.7%Denial rate+0.60 pts vs state
18.1%Decision denial rate-0.60 pts vs state
69.8%Origination rate+7.12 pts vs state
9.91%Median rate+3.29 pts vs state
-0.18Rate spread (pts)-0.53 pts vs state
$110kMedian applicant income
187Loans originated
42Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 146 | 69 | 38.4% | 7.63% | #191 |
| 2024 | 231 | 147 | 21.7% | 8.00% | #152 |
| 2025 | 268 | 187 | 15.7% | 9.91% | #149 |
What Homebridge Financial Services lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 56 | 38 | 10 | 17.9% |
| St. Louis County | 46 | 34 | 6 | 13.0% |
| St. Charles County | 22 | 15 | 2 | 9.1% |
| Greene County | 16 | 12 | 3 | 18.8% |
| Clay County | 15 | 9 | 1 | 6.7% |
| Jefferson County | 12 | 8 | 2 | 16.7% |
| St. Louis city | 12 | 5 | 6 | 50.0% |
| Cole County | 6 | 6 | 0 | 0.0% |
| Bates County | 5 | 3 | 1 | 20.0% |
| Johnson County | 5 | 4 | 1 | 20.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 268 applications in 2025, of which 187 were originated and 42 denied.
15.7% of all applications, or 18.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Homebridge Financial Services originated in Missouri in 2025 was 9.91%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology