Homebridge Financial Services in Arkansas vs the state
25.7%Denial rate+7.55 pts vs state
28.9%Decision denial rate+5.76 pts vs state
60.4%Origination rate+3.57 pts vs state
9.60%Median rate+2.97 pts vs state
0.11Rate spread (pts)-0.23 pts vs state
$103kMedian applicant income
61Loans originated
26Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 54 | 23 | 38.9% | 7.38% | #186 |
| 2024 | 56 | 31 | 33.9% | 6.75% | #189 |
| 2025 | 101 | 61 | 25.7% | 9.60% | #150 |
What Homebridge Financial Services lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 20 | 6 | 11 | 55.0% |
| Benton County | 20 | 16 | 2 | 10.0% |
| Washington County | 10 | 7 | 1 | 10.0% |
| Craighead County | 7 | 4 | 2 | 28.6% |
| Jefferson County | 4 | 3 | 0 | 0.0% |
| Greene County | 3 | 2 | 0 | 0.0% |
| Howard County | 2 | 0 | 0 | 0.0% |
| Ouachita County | 2 | 1 | 1 | 50.0% |
| Arkansas County | 2 | 1 | 1 | 50.0% |
| Mississippi County | 2 | 2 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 101 applications in 2025, of which 61 were originated and 26 denied.
25.7% of all applications, or 28.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Homebridge Financial Services originated in Arkansas in 2025 was 9.60%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology