Home Loan Investment Bank in Washington vs the state
36.4%Denial rate+20.71 pts vs state
57.1%Decision denial rate+37.60 pts vs state
27.3%Origination rate-33.79 pts vs state
7.25%Median rate+0.63 pts vs state
2.16Rate spread (pts)+1.97 pts vs state
$150kMedian applicant income
3Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 2 | 52.9% | 9.73% | #394 |
| 2024 | 19 | 5 | 47.4% | 7.99% | #384 |
| 2025 | 11 | 3 | 36.4% | 7.25% | #455 |
What Home Loan Investment Bank lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spokane County | 3 | 1 | 2 | 66.7% |
| San Juan County | 2 | 1 | 0 | 0.0% |
| Kittitas County | 2 | 1 | 1 | 50.0% |
| Pierce County | 1 | 0 | 1 | 100.0% |
| Kitsap County | 1 | 0 | 0 | 0.0% |
| Thurston County | 1 | 0 | 0 | 0.0% |
| Okanogan County | 1 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 11 applications in 2025, of which 3 were originated and 4 denied.
36.4% of all applications, or 57.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Home Loan Investment Bank originated in Washington in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology