Home Loan Investment Bank in Tennessee vs the state
42.9%Denial rate+25.72 pts vs state
50.0%Decision denial rate+28.32 pts vs state
42.9%Origination rate-15.22 pts vs state
9.60%Median rate+2.98 pts vs state
5.42Rate spread (pts)+5.19 pts vs state
$99kMedian applicant income
6Loans originated
6Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 12 | 27.3% | 8.25% | #447 |
| 2024 | 32 | 7 | 37.5% | 8.50% | #451 |
| 2025 | 14 | 6 | 42.9% | 9.60% | #588 |
What Home Loan Investment Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Home Loan Investment Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anderson County | 2 | 1 | 1 | 50.0% |
| Davidson County | 2 | 1 | 1 | 50.0% |
| Greene County | 2 | 0 | 1 | 50.0% |
| Lewis County | 1 | 0 | 1 | 100.0% |
| Robertson County | 1 | 1 | 0 | 0.0% |
| Tipton County | 1 | 0 | 1 | 100.0% |
| Dickson County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 0 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Sevier County | 1 | 0 | 1 | 100.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 14 applications in 2025, of which 6 were originated and 6 denied.
42.9% of all applications, or 50.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Home Loan Investment Bank originated in Tennessee in 2025 was 9.60%, against a statewide median of 6.62%.
About this data. Figures are Home Loan Investment Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology