Home Financing Unlimited in Texas vs the state
6.0%Denial rate-13.43 pts vs state
7.9%Decision denial rate-17.01 pts vs state
70.0%Origination rate+15.12 pts vs state
5.88%Median rate-0.63 pts vs state
-0.53Rate spread (pts)-0.72 pts vs state
$154kMedian applicant income
280Loans originated
24Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 527 | 346 | 2.5% | 5.88% | #248 |
| 2024 | 489 | 467 | 0.0% | 5.88% | #254 |
| 2025 | 400 | 280 | 6.0% | 5.88% | #296 |
What Home Financing Unlimited lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Home Financing Unlimited applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Travis County | 149 | 107 | 8 | 5.4% |
| Hays County | 129 | 95 | 8 | 6.2% |
| Williamson County | 46 | 33 | 0 | 0.0% |
| Comal County | 23 | 19 | 1 | 4.3% |
| Bexar County | 9 | 8 | 0 | 0.0% |
| Harris County | 8 | 5 | 1 | 12.5% |
| Fort Bend County | 6 | 5 | 0 | 0.0% |
| Tarrant County | 2 | 1 | 0 | 0.0% |
| Llano County | 2 | 2 | 0 | 0.0% |
| Brazos County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 400 applications in 2025, of which 280 were originated and 24 denied.
6.0% of all applications, or 7.9% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Home Financing Unlimited originated in Texas in 2025 was 5.88%, against a statewide median of 6.50%.
About this data. Figures are Home Financing Unlimited's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology