Hfg Holdings · Tennessee · 2025

Hfg Holdings in Tennessee: approval rate, denial rate and rates (2025)

Hfg Holdings took 137 mortgage applications in Tennessee in 2025, ranking #271 of 1,274 lenders active in the state. It originated 0.0% of them and denied 24.1% (100.0% of the applications it decided), against a statewide denial rate of 17.1%.

137Applicationsin TN
100.0%Decision denial ratestate 21.7%
Median ratestate 6.62%
$205,000Median loanstate $225,000
$0Volume47 counties

Hfg Holdings in Tennessee vs the state

24.1%Denial rate+6.95 pts vs state
100.0%Decision denial rate+78.32 pts vs state
0.0%Origination rate-58.08 pts vs state
Median rate
Rate spread (pts)
$58kMedian applicant income
0Loans originated
33Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023113024.8%#273
2024222013.1%#185
2025137024.1%#271

What Hfg Holdings lends in Tennessee

By loan purpose

Home purchase 79 58% · 21.5% denied
Refinance 17 12% · 35.3% denied
Cash-out refinance 41 30% · 24.4% denied

By loan type

Conventional 75 55% · 21.3% denied
FHA 50 36% · 26.0% denied
VA 11 8% · 36.4% denied
USDA / RHS 1 1% · 0.0% denied

Why it denied Tennessee applicants

Credit history 19 58%
Debt-to-income ratio 13 39%
Other 1 3%

Where in Tennessee

Counties with the most Hfg Holdings applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Shelby County 1907 36.8%
Davidson County 1002 20.0%
Hamilton County 903 33.3%
Anderson County 906 66.7%
Knox County 700 0.0%
Sumner County 700 0.0%
Rutherford County 600 0.0%
Carter County 500 0.0%
Campbell County 402 50.0%
Blount County 401 25.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 137 applications in 2025, of which 0 were originated and 33 denied.

24.1% of all applications, or 100.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Hfg Holdings's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology