Hanscom Federal Credit Union in Maine vs the state
22.2%Denial rate+5.89 pts vs state
23.5%Decision denial rate+3.45 pts vs state
66.7%Origination rate+4.50 pts vs state
6.88%Median rate0.00 pts vs state
-0.14Rate spread (pts)-0.46 pts vs state
$134kMedian applicant income
12Loans originated
4Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 14 | 39.4% | 7.56% | #129 |
| 2024 | 18 | 15 | 16.7% | 7.50% | #173 |
| 2025 | 18 | 12 | 22.2% | 6.88% | #180 |
What Hanscom Federal Credit Union lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Hanscom Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 6 | 5 | 1 | 16.7% |
| Cumberland County | 3 | 2 | 1 | 33.3% |
| Somerset County | 2 | 1 | 1 | 50.0% |
| Aroostook County | 1 | 0 | 0 | 0.0% |
| Oxford County | 1 | 0 | 1 | 100.0% |
| Androscoggin County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
| Waldo County | 1 | 0 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Penobscot County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 18 applications in 2025, of which 12 were originated and 4 denied.
22.2% of all applications, or 23.5% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Hanscom Federal Credit Union originated in Maine in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Hanscom Federal Credit Union's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology