Hanmi Bank in Texas vs the state
10.0%Denial rate-9.43 pts vs state
10.0%Decision denial rate-14.90 pts vs state
90.0%Origination rate+35.12 pts vs state
—Median rate
—Rate spread (pts)
$181kMedian applicant income
9Loans originated
1Denied
What Hanmi Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Hanmi Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 3 | 3 | 0 | 0.0% |
| Tarrant County | 2 | 2 | 0 | 0.0% |
| Harris County | 1 | 1 | 0 | 0.0% |
| Comal County | 1 | 1 | 0 | 0.0% |
| Lubbock County | 1 | 1 | 0 | 0.0% |
| Hunt County | 1 | 1 | 0 | 0.0% |
| Fort Bend County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 10 applications in 2025, of which 9 were originated and 1 denied.
10.0% of all applications, or 10.0% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Hanmi Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology