Hancock County Savings Bank, FSB in Pennsylvania vs the state
17.5%Denial rate-0.75 pts vs state
23.3%Decision denial rate+1.05 pts vs state
56.1%Origination rate-4.82 pts vs state
6.19%Median rate-0.44 pts vs state
-0.14Rate spread (pts)-0.38 pts vs state
$98kMedian applicant income
32Loans originated
10Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 29 | 8.1% | 6.00% | #518 |
| 2024 | 56 | 31 | 14.3% | 4.50% | #460 |
| 2025 | 57 | 32 | 17.5% | 6.19% | #469 |
What Hancock County Savings Bank, FSB lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Hancock County Savings Bank, FSB applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Beaver County | 34 | 19 | 7 | 20.6% |
| Washington County | 18 | 10 | 3 | 16.7% |
| Allegheny County | 5 | 3 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 57 applications in 2025, of which 32 were originated and 10 denied.
17.5% of all applications, or 23.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Hancock County Savings Bank, FSB originated in Pennsylvania in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Hancock County Savings Bank, FSB's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology