Hamilton Mortgage in Mississippi vs the state
13.8%Denial rate-9.13 pts vs state
18.2%Decision denial rate-10.27 pts vs state
62.1%Origination rate+9.20 pts vs state
6.69%Median rate-0.06 pts vs state
0.29Rate spread (pts)-0.04 pts vs state
$142kMedian applicant income
18Loans originated
4Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 26 | 6.1% | 6.56% | #188 |
| 2024 | 58 | 42 | 8.6% | 6.69% | #149 |
| 2025 | 29 | 18 | 13.8% | 6.69% | #206 |
What Hamilton Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Hamilton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Forrest County | 9 | 9 | 0 | 0.0% |
| Lamar County | 6 | 2 | 3 | 50.0% |
| Rankin County | 4 | 2 | 1 | 25.0% |
| Copiah County | 3 | 1 | 0 | 0.0% |
| Madison County | 2 | 1 | 0 | 0.0% |
| Perry County | 1 | 0 | 0 | 0.0% |
| Hancock County | 1 | 0 | 0 | 0.0% |
| Smith County | 1 | 1 | 0 | 0.0% |
| Covington County | 1 | 1 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 29 applications in 2025, of which 18 were originated and 4 denied.
13.8% of all applications, or 18.2% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Hamilton Mortgage originated in Mississippi in 2025 was 6.69%, against a statewide median of 6.75%.
About this data. Figures are Hamilton Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology