Gvc Mortgage in Tennessee vs the state
3.8%Denial rate-13.31 pts vs state
4.7%Decision denial rate-16.97 pts vs state
77.3%Origination rate+19.21 pts vs state
6.49%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.18 pts vs state
$82kMedian applicant income
262Loans originated
13Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 161 | 122 | 5.6% | 6.75% | #218 |
| 2024 | 244 | 191 | 4.1% | 6.63% | #173 |
| 2025 | 339 | 262 | 3.8% | 6.49% | #151 |
What Gvc Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Gvc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sullivan County | 101 | 72 | 6 | 5.9% |
| Washington County | 69 | 54 | 5 | 7.2% |
| Greene County | 62 | 46 | 1 | 1.6% |
| Hawkins County | 25 | 19 | 0 | 0.0% |
| Knox County | 24 | 22 | 0 | 0.0% |
| Carter County | 23 | 16 | 0 | 0.0% |
| Jefferson County | 7 | 7 | 0 | 0.0% |
| Cocke County | 6 | 5 | 1 | 16.7% |
| Unicoi County | 4 | 4 | 0 | 0.0% |
| Hamblen County | 4 | 4 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 339 applications in 2025, of which 262 were originated and 13 denied.
3.8% of all applications, or 4.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Gvc Mortgage originated in Tennessee in 2025 was 6.49%, against a statewide median of 6.62%.
About this data. Figures are Gvc Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology